What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Axis Bank The Merchants Souharda Sahakara Chitradurga Branch IFSC/MICR Code Details
Bank Name AXIS BANK
Address SANTHEPETE CHITRADURGA 577501
State KARNATAKA
District CHITRADURGA
Branch THE MERCHANTS SOUHARDA SAHAKARA
IFSC Code UTIB0SMCB51
Branch Code SMCB51 (Last six characters of IFSC code represent Branch code.)
MICR Code 577894502
Contact Phone 222692
via https://bankingzone.in/ifsc

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