What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Axis Bank Kalsian Ludhiana Branch IFSC/MICR Code Details
Bank Name AXIS BANK
Address GROUND FLOOR KHATA NO 637 740 TEHSIL RAIKOT 141109
State PUNJAB
District LUDHIANA
Branch KALSIAN
IFSC Code UTIB0003929
Branch Code 003929 (Last six characters of IFSC code represent Branch code.)
MICR Code 141211305
Contact Phone 0
via https://bankingzone.in/ifsc

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