What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Central Bank Of India Palai Kottayam Branch IFSC/MICR Code Details
Bank Name CENTRAL BANK OF INDIA
Address P B NO 4 PALAI-686 575
State KERALA
District KOTTAYAM
Branch PALAI
IFSC Code CBIN0280956
Branch Code 280956 (Last six characters of IFSC code represent Branch code.)
MICR Code NA
Contact Phone 22612008
via https://bankingzone.in/ifsc

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