What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Hdfc Bank The Kosamba Mercantile Co Op Bk Ltd Surat Branch IFSC/MICR Code Details
Bank Name HDFC BANK
Address SHREE NIDHI ZANDA CHOWK, TARSADI, KOSAMBA 394120
State GUJARAT
District SURAT
Branch THE KOSAMBA MERCANTILE CO OP BK LTD
IFSC Code HDFC0CKMCBL
Branch Code CKMCBL (Last six characters of IFSC code represent Branch code.)
MICR Code 394803101
Contact Phone 232455
via https://bankingzone.in/ifsc

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