What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Hdfc Bank Baghajatin Kolkata Branch IFSC/MICR Code Details
Bank Name HDFC BANK
Address 1 2 CENTRAL PARK PREMISES NO 98 RAJA S C MALLICK ROAD KOLKATA WEST BENGAL700032
State WEST BENGAL
District KOLKATA
Branch BAGHAJATIN
IFSC Code HDFC0004283
Branch Code 004283 (Last six characters of IFSC code represent Branch code.)
MICR Code 700240097
Contact Phone 9831073333
via https://bankingzone.in/ifsc

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