What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Himachal Pradesh State Cooperative Bank Ltd Swarghat Bilaspur Branch IFSC/MICR Code Details
Bank Name HIMACHAL PRADESH STATE COOPERATIVE BANK LTD
Address SWARGHAT TEHSIL SRI NAINA DEVI JI PIN-174011
State HIMACHAL PRADESH
District BILASPUR
Branch SWARGHAT
IFSC Code HPSC0000118
Branch Code 000118 (Last six characters of IFSC code represent Branch code.)
MICR Code 174311056
Contact Phone 284148
via https://bankingzone.in/ifsc

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