What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Indian Bank Ind Retail Kolkata Kolkata Branch IFSC/MICR Code Details
Bank Name INDIAN BANK
Address 3A, HARE STREET, STRAND ROAD, GPO, KOLKATA, WEST BENGAL, PIN-700001
State WEST BENGAL
District KOLKATA
Branch IND RETAIL KOLKATA
IFSC Code IDIB000I038
Branch Code 00I038 (Last six characters of IFSC code represent Branch code.)
MICR Code WAITING
Contact Phone 8335063152
via https://bankingzone.in/ifsc

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