What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Indian Overseas Bank Palamaner Chittoor Branch IFSC/MICR Code Details
Bank Name INDIAN OVERSEAS BANK
Address 13 83,SRI BALAJI TRADERS COMPLEX,MADANAPALLE ROAD,PALAMANER 517408,ANDHRAPRADESH
State ANDHRA PRADESH
District CHITTOOR
Branch PALAMANER
IFSC Code IOBA0003385
Branch Code 003385 (Last six characters of IFSC code represent Branch code.)
MICR Code WAITING
Contact Phone 28584896
via https://bankingzone.in/ifsc

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