What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Indian Overseas Bank Stjosephgirlsinter College Lucknow Branch IFSC/MICR Code Details
Bank Name INDIAN OVERSEAS BANK
Address C2200,RAJAJI PURAM LUCKNOW PIN 226016
State UTTAR PRADESH
District LUCKNOW
Branch STJOSEPHGIRLSINTER COLLEGE
IFSC Code IOBA0001783
Branch Code 001783 (Last six characters of IFSC code represent Branch code.)
MICR Code 226020020
Contact Phone 27163760
via https://bankingzone.in/ifsc

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