What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Indian Overseas Bank Free School Street Kolkata Branch IFSC/MICR Code Details
Bank Name INDIAN OVERSEAS BANK
Address 6, ROYD STREET, KOLKATA 700016
State WEST BENGAL
District KOLKATA
Branch FREE SCHOOL STREET
IFSC Code IOBA0000113
Branch Code 000113 (Last six characters of IFSC code represent Branch code.)
MICR Code 700020005
Contact Phone 24660281
via https://bankingzone.in/ifsc

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