What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Jammu And Kashmir Bank Limited Gurha Kalyal Kathua Branch IFSC/MICR Code Details
Bank Name JAMMU AND KASHMIR BANK LIMITED
Address TEHSIL-BILLAWAR
State JAMMU AND KASHMIR
District KATHUA
Branch GURHA KALYAL
IFSC Code JAKA0GURKAL
Branch Code GURKAL (Last six characters of IFSC code represent Branch code.)
MICR Code 184051030
Contact Phone 9419128558
via https://bankingzone.in/ifsc

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