What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Jammu And Kashmir Bank Limited Phaliana Rajouri Branch IFSC/MICR Code Details
Bank Name JAMMU AND KASHMIR BANK LIMITED
Address POST OFFICE MURADPUR, RAJOURI, JK PIN 185131
State JAMMU AND KASHMIR
District RAJOURI
Branch PHALIANA
IFSC Code JAKA0PHALIA
Branch Code PHALIA (Last six characters of IFSC code represent Branch code.)
MICR Code NA
Contact Phone 9419111105
via https://bankingzone.in/ifsc

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