What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Kotak Mahindra Bank Limited Zirakpur Patiala Branch IFSC/MICR Code Details
Bank Name KOTAK MAHINDRA BANK LIMITED
Address GROUND FLOOR & FIRST FLOOR,SCO 24,KALGHIDHAR ENCLAVE,BALTANA,ZIRAKPUR-140603,PUNJAB,INDIA
State PUNJAB
District PATIALA
Branch ZIRAKPUR
IFSC Code KKBK0000257
Branch Code 000257 (Last six characters of IFSC code represent Branch code.)
MICR Code 160485004
Contact Phone 662866
via https://bankingzone.in/ifsc

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