What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab And Maharshtra Cooperative Bank Mira Road Thane Branch IFSC/MICR Code Details
Bank Name PUNJAB AND MAHARSHTRA COOPERATIVE BANK
Address SHOP NO.- 5
State MAHARASHTRA
District THANE
Branch MIRA ROAD
IFSC Code PMCB0000047
Branch Code 000047 (Last six characters of IFSC code represent Branch code.)
MICR Code 400328047
Contact Phone 28120059
via https://bankingzone.in/ifsc

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