What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab And Sind Bank Kharar Rupnagar Branch IFSC/MICR Code Details
Bank Name PUNJAB AND SIND BANK
Address KHARAR DISTT. ROPAR -140301
State PUNJAB
District RUPNAGAR
Branch KHARAR
IFSC Code PSIB0000042
Branch Code 000042 (Last six characters of IFSC code represent Branch code.)
MICR Code NA
Contact Phone 245784
via https://bankingzone.in/ifsc

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