What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Surat, Dumas Road Dumas Road Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address U-20 TO U23 CITY LIGH COMPLEX, CITY LIGHT
State GUJARAT
District DUMAS ROAD
Branch SURAT, DUMAS ROAD
IFSC Code PUNB0472900
Branch Code 472900 (Last six characters of IFSC code represent Branch code.)
MICR Code 395024011
Contact Phone 0
via https://bankingzone.in/ifsc

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