What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Utran Surat Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address PNB 1ST FLOOR SHOP NO 101-106 ROYAL SQUARE VIP CIRCLE GUJARAT SURAT 394105
State GUJARAT
District SURAT
Branch UTRAN
IFSC Code PUNB0895800
Branch Code 895800 (Last six characters of IFSC code represent Branch code.)
MICR Code WAITING
Contact Phone 9898071756
via https://bankingzone.in/ifsc

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