What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Mal Mandi Rajouri Jk Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address MAL MANDI RAJOURI
State JAMMU AND KASHMIR
District JK
Branch MAL MANDI RAJOURI
IFSC Code PUNB0256300
Branch Code 256300 (Last six characters of IFSC code represent Branch code.)
MICR Code 185024001
Contact Phone 0
via https://bankingzone.in/ifsc

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