What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Payangadi Kannur Cannur Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address MP VII BY 535,RAILWAY STATION ROAD,PAYANGADI,DISTT KANNUR KERALA 670358
State KERALA
District CANNUR
Branch PAYANGADI KANNUR
IFSC Code PUNB0777500
Branch Code 777500 (Last six characters of IFSC code represent Branch code.)
MICR Code WAITING
Contact Phone 9446655120
via https://bankingzone.in/ifsc

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