What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Ratlam, Alkapuri Ratlam Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address ALKAPURI, RATLAM
State MADHYA PRADESH
District RATLAM
Branch RATLAM, ALKAPURI
IFSC Code PUNB0324100
Branch Code 324100 (Last six characters of IFSC code represent Branch code.)
MICR Code 457024003
Contact Phone 0
via https://bankingzone.in/ifsc

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