What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Waddhamna Dist. Nagpur Nagpur Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address PLOT NO.5,WADDHMNA SQUARE AMRAVATI ROAD,DIST,NAGPUR MAHARASHTRA 440023
State MAHARASHTRA
District NAGPUR
Branch WADDHAMNA DIST. NAGPUR
IFSC Code PUNB0996700
Branch Code 996700 (Last six characters of IFSC code represent Branch code.)
MICR Code WAITING
Contact Phone 2553420
via https://bankingzone.in/ifsc

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