What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Ludhiana Benzamin Road Benjamin Road Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address NEAR JAIN PUBLIC SCHOOL
State PUNJAB
District BENJAMIN ROAD
Branch LUDHIANA BENZAMIN ROAD
IFSC Code PUNB0420800
Branch Code 420800 (Last six characters of IFSC code represent Branch code.)
MICR Code 141024037
Contact Phone 0
via https://bankingzone.in/ifsc

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