What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Gakhal, Distt. Jalandhar Punj Gakhal Jalandhar Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address GAKHAL DISTT-JALANDHAR (PUNJAB)
State PUNJAB
District GAKHAL JALANDHAR
Branch GAKHAL, DISTT. JALANDHAR PUNJ
IFSC Code PUNB0193300
Branch Code 193300 (Last six characters of IFSC code represent Branch code.)
MICR Code 144024521
Contact Phone 0
via https://bankingzone.in/ifsc

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