What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Punjab National Bank Chitragupt Mahavidyalamerged Mainpuri Branch IFSC/MICR Code Details
Bank Name PUNJAB NATIONAL BANK
Address MERGED WITH 367800 ON 07-06-2009
State UTTAR PRADESH
District MAINPURI
Branch CHITRAGUPT MAHAVIDYALAMERGED
IFSC Code PUNB0416900
Branch Code 416900 (Last six characters of IFSC code represent Branch code.)
MICR Code 205001001
Contact Phone 0
via https://bankingzone.in/ifsc

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