What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Saraswat Cooperative Bank Limited Chinchwad Branch Pune Branch IFSC/MICR Code Details
Bank Name SARASWAT COOPERATIVE BANK LIMITED
Address SHOP NO.1,2 AND 3, ELPRO COMMERCIAL COMPLEX, PLOT NO.4270, CHINCHWAD, PUNE 411 033.
State MAHARASHTRA
District PUNE
Branch CHINCHWAD BRANCH
IFSC Code SRCB0000389
Branch Code 000389 (Last six characters of IFSC code represent Branch code.)
MICR Code 411088035
Contact Phone 27351313
via https://bankingzone.in/ifsc

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