What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Saraswat Cooperative Bank Limited Shil Road- Kalyan West Thane Branch IFSC/MICR Code Details
Bank Name SARASWAT COOPERATIVE BANK LIMITED
Address 6-7, ARISIA ALTIS, KALYAN SHIL ROAD,KALYAN (WEST)421301
State MAHARASHTRA
District THANE
Branch SHIL ROAD- KALYAN WEST
IFSC Code SRCB0000445
Branch Code 000445 (Last six characters of IFSC code represent Branch code.)
MICR Code 400088145
Contact Phone 2971661
via https://bankingzone.in/ifsc

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