What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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State Bank Of India Lohagarha Kishanganj Branch IFSC/MICR Code Details
Bank Name STATE BANK OF INDIA
Address BANGAON, PO- LOHAGARHA, DISTRICT- KISHANGANJ, BIHAR- 855101
State BIHAR
District KISHANGANJ
Branch LOHAGARHA
IFSC Code SBIN0018437
Branch Code 018437 (Last six characters of IFSC code represent Branch code.)
MICR Code WAITING
Contact Phone 7870727893
via https://bankingzone.in/ifsc

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