What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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State Bank Of India Kalbadevi, Mumbai Greater Bombay Branch IFSC/MICR Code Details
Bank Name STATE BANK OF INDIA
Address 99 G, KAMNATH MAHADEO COMPLEX, KALBADEVI ROAD,MUMBAI 400002
State MAHARASHTRA
District GREATER BOMBAY
Branch KALBADEVI, MUMBAI
IFSC Code SBIN0031280
Branch Code 031280 (Last six characters of IFSC code represent Branch code.)
MICR Code WAITING
Contact Phone 22405518
via https://bankingzone.in/ifsc

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