What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Uco Bank Phagwara Jullundhar Phagwara Branch IFSC/MICR Code Details
Bank Name UCO BANK
Address PHAGWARA CENTRAL TOWNPO PHAGWARA KAPURTHAL 144401
State PUNJAB
District PHAGWARA
Branch PHAGWARA JULLUNDHAR
IFSC Code UCBA0000939
Branch Code 000939 (Last six characters of IFSC code represent Branch code.)
MICR Code 144028095
Contact Phone 264448
via https://bankingzone.in/ifsc

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