What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Union Bank Of India Chapuadih Giridih Branch IFSC/MICR Code Details
Bank Name UNION BANK OF INDIA
Address AT POST CHAPUADIH DIST. GIRIDIH JHARKHAND PIN 815312
State JHARKHAND
District GIRIDIH
Branch CHAPUADIH
IFSC Code UBIN0545422
Branch Code 545422 (Last six characters of IFSC code represent Branch code.)
MICR Code NA
Contact Phone 236217
via https://bankingzone.in/ifsc

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