What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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United Bank Of India Overseaskolkata Kolkata Branch IFSC/MICR Code Details
Bank Name UNITED BANK OF INDIA
Address 15C,HEMANTA BASUSARANI,KOLKATA
State WEST BENGAL
District KOLKATA
Branch OVERSEASKOLKATA
IFSC Code UTBI0OVEA15
Branch Code OVEA15 (Last six characters of IFSC code represent Branch code.)
MICR Code 700
Contact Phone 0
via https://bankingzone.in/ifsc

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