What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Vijaya Bank Palakkad Kerala Palakkad,kerala Branch IFSC/MICR Code Details
Bank Name VIJAYA BANK
Address PALAKKAD KERALA,P B NO 36,R S ROAD,PALAKKAD,KERALA,KERALA
State KERALA
District PALAKKAD,KERALA
Branch PALAKKAD KERALA
IFSC Code VIJB0002028
Branch Code 002028 (Last six characters of IFSC code represent Branch code.)
MICR Code 678029002
Contact Phone 2527012
via https://bankingzone.in/ifsc

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