What is an IFSC code?


Indian Financial System Code (IFSC). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). The code has eleven characters "Alpha Numeric" in nature. First four characters represent bank, fifth character is default "0" left for future use and last six characters represent branch.

What is a MICR code?
MICR Code: Magnetic Ink Character Recognition as printed on cheque book to facilitate the processing of cheques.

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Vijaya Bank Saidapet Chennai Chennai Branch IFSC/MICR Code Details
Bank Name VIJAYA BANK
Address SAIDAPET CHENNAI,P B NO 1065,192 MOUNT ROAD,CHENNAI,TAMIL NADU
State TAMIL NADU
District CHENNAI
Branch SAIDAPET CHENNAI
IFSC Code VIJB0003012
Branch Code 003012 (Last six characters of IFSC code represent Branch code.)
MICR Code 600029008
Contact Phone 22351389
via https://bankingzone.in/ifsc

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